Maui might be a once in a lifetime trip for you. If it is, you hopefully can afford to do some of the most amazing activities the island offers. But plan well in advance and be ready to spend a pretty penny. It is one of the most expensive destinations in the world. So here are some tips if you want to enjoy Maui on a Budget.

I have been lucky enough to visit Maui many times, and have enjoyed the Luaus, whale watching, snorkeling and some amazing first class meals.

But during our most recent visit, we made a big effort to lay-low and spend less. Sticking to our pre-designed budget is important in our travels, otherwise we can not continue to travel as we do. On our recent visit to Maui there were some new activities we considered, from cooking classes to glass blowing to chocolate tours. But, we chose to do Maui on a Budget. And you can too.

It won’t be easy, but there are ways to enjoy Maui on a Budget. And through the years I have discovered several things you can do to save money. Hopefully, some of these suggestions will give you a positive visit to this beautiful island paradise without breaking the bank. So here are our suggestions for Maui on a Budget.

When to Come

Choose to visit the island during the off-season and absolutely don’t come over the Christmas holidays. June-October is a great time to visit and the island is quieter and you will have a wide choice of accommodations.

Where to Stay

There are many, many condos available for rent and you will find it less expensive to stay in a condo than in a resort. By renting a condo rather than a hotel you can cook most of your meals and not blow your budget on eating out. Condos usually offer great pools and barbecue area for guest use.

Groceries

If you have a Costco membership use it. Although the Maui Costco can be very busy, you can really save money by shopping there. We did price comparison on cases of beer and it was astonishing. Gas at the Maui Costco is also much less.

We also found prices at Foodland and Times grocery stores were less than Safeway. I always bring a few things from home such as a small amount of spices, coffee, rice. If you have the room, try to bring things that are portable and you know you use regularly.

Rental Car

It’s pretty hard to visit Maui without a rental car. Unless you are only staying for a couple of days I highly recommend you get a car. But there are several rental agencies on the island renting older model cars for much less. We have used Kihei Rent a Car several times. The cars we have rented are Nissan, about ten years old, run great and get us where we need to be. About $34 a day this last visit as compared to $99 – $149 at the more well-known brand name rental agencies. There are some other budget friendly rental car agencies on the island too. Do your research.

Dining Out

Dining out in Maui is pretty expensive. That’s why we mostly cook in our condo. It is less expensive to visit some of the restaurants where the locals go…I recommend Sam Satos and Saigon Cafe. Another really great way to save money dining out while getting to enjoy some of Maui’s best restaurants is to go to Happy Hour. Many restaurants have a daily Happy Hour and you can get a reduced menu but the same great food for much less money. For instance, we enjoy Three’s Bar and Grill in Kihei for their happy hour food menu and their Mai Tai, normally $14 is 6.25 during Happy Hour. You can get a comprehensive list here Maui Happy Hours.

Consider eating at some of the local food truck villages that have popped up around the island over the past few years. Maui has tons of food truck options now including in Kihei, Kaanapali, Wailuku, Kahalui and more. One of my favorite new food truck little gem is South Maui Gardens. Read this for more for ideas.

Equipment

Before you spend $60 at Costco to buy a beach chair, double check with your condo to see if they have chairs available. Many condos have chairs, snorkel gear and even boogie boards available for their guests.

Keep your eyes out for locals selling used gear along the roadside.

Snorkeling

The beaches are free of course (did you know every beach in the state of Hawaii is a public beach) and many beaches are great for snorkeling. You don’t need to pay for an expensive tour to Molokini to see beautiful fish and coral. Check out this list here. Snorkel gear can be a carry on item if you pack it properly, saving you rental fees on the island. Check with your carrier for more information.

Whale Watching

Now you won’t get up close and personal, but from December – March you can whale watch right from the beach. There are 10,000 humpback whales that visit the waters between Maui, Lanai and Molokai every winter. With so many whales it’s not difficult to see them from the beach or from the look out point located on the Honoapi’ilani  highway between Kihei and Lahaina.

Nature

Be sure to visit two nature preserves in South Maui that are free to visit. The Kealia Pond National Wildlife Refuge offers a walk through brackish area to view many of Maui’s most interesting birds. Access is from the Pi’ilani Highway ( also called the Maui Veterans Highway) and it is free.

Another part of this nature reserve is the Kealia Coastal Boardwalk, access this from the North Kihei Road. This is a great one for kids because it includes colorful and interesting interpretive signage and is an easy walk. Also free.

Hiking

Hiking is free and there are some wonderful hikes on Maui. Check out our post Six Great Hikes on the Island of Maui. A Maui hike also affords you the opportunity to bird watch, whale watch and enjoy the local flora of this island. Some hikes also have historic and sacred sites – be culturally aware and respectful and learn about the heritage and history of the Hawaiian people. By the way, if you are a Senior and have an America the Beautiful National Park Pass be sure not to leave it at home. The pass will save you the $30 entry fee into Haleakala National Park.

Hula Shows

Luau’s are expensive, and when you are trying to do Maui on a Budget they are out of the question. But if you want to see a free hula show during your visit, there are several places that offer shows at different times depending on the time of year. Lahaina Cannery Mall, Maui Mall, Whaler’s Village, Four Seasons Resort Wailea and Kaanapali Beach Hotel all have shows sponsored by Hawaiian Airlines. See the schedule here.

If you are in South Maui, the Shops at Wailea do a wonderful free hula show with great live music every Tuesday from 5:30-6:30. This show is popular but there is a large area to sit on the ground or on a few chairs provided. Definitely worth it.

Another option is the Hula show held weekly at South Maui Gardens. This show costs $100 but it is full professional show with music. It does not include the luau food, just the show. It’s very popular and sells out in high-season so reserve ahead of time. Learn more at South Maui Gardens.

Golf

If you want to golf on Maui but can’t swallow the high prices, check out the Waiehu Municipal Course. Gorgeous views for a fraction of the cost.

Since we always stay in Kihei, we bring our clubs and golf 2-3 times a week at Maui Nui. If you plan to golf more than three times, it pays to buy the Maui Nui Players Program Card. Maui Nui has been extensive improvements over the past few years and we really enjoy it.

Other Cool Stuff

Visit Ho’okipa to watch the surfers….its absolutely remarkable and its free. While you are there you will probably also see turtles. This is the beach you can almost always be guaranteed to see turtles hauled up and sunning themselves on the beach. We have also seen the Hawaiian Monk Seal sleeping on the beach here. A rare treat. Remember…the seal and the turtles are protected…stay back and enjoy from a distance.

A lot of people try to go to Haleakala for sunrise. I admit it’s a cool thing to do, but reservations are now required. Sunset is easier and free and you can view it from much of the island. There are dozens of places to watch the sunset from Makenna to Kapalua, for free.

Give Back

Whether you are on a budget or not, consider giving back to the people of Maui. Many people suffered greatly during the recent Lahaina fires, and during Covid prior to that. Every time we visit Maui we make a cash donation to the Maui Food Bank. Thanks for considering it.

Maui on a Budget

Yes you can do Maui on a Budget with a little frugal planning. It’s worth it to enjoy this island paradise, even if you are watching your pennies. Maui No Ka Oi!

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See last week’s post Six Great Hikes on the Island of Maui and don’t miss our Eighth Annual World Travel Awards 2024 post.